Let us be honest, there are many reasons to shop online. There are great deals that can be found online and there are also a huge selection items, there is security and delivery of your purchase is fast. If there are problems, items can easily be returned. All these reasons however will work with the right e-retail. We are always concerned about security and there are a lot of reasons why we should. There are bad guys out there. And they are just waiting to defraud you and cause you pain. There are guidelines that should be followed if you want to shop with confidence. Here are 4 great tips for safe online shopping:
- Make Use Of Familiar Websites
shopping with a search engine is not the best ways to start shopping online. It better to start a familiar, trusted site. Search results are subject to manipulations that are designed to lead you astray. If you are familiar with the site, then it will be less likely to be ripped off. An example of such sites is Amazon.com, you can find anything you want there, almost all retail outlets have a store there.
Take note of sites with misspellings or different top-level domain. For example: .com replaced with .net. do not be enticed with sales on these sites, that is the trick they make use of into deceiving you to give up your information.
- Look for the Lock Icon
Do not make the mistake of using your card on a website that does not have a Secure Sockets Layer(SSL) encryption installed. Here is how to know if a site as a SSL encryption
- the web address will start with HTTPS:// instead of HTTP://
- you will see an icon of a locked padlock beside the address or at the status bar (this depends on the type of browser you are using).
DO NOT give your credit card information over the email.
- Don’t Give All
Do not give out all your information online. There’s no online store that will require you to supply your birthday, or your social security number. It is important to take note of this as a great damage could be done if this type of information gets into the hands of crooks. The more info they have the greater the damage that can be done!
- Check your Credit Card Statements
it is not a good idea to wait for you bill at the end of the month. You can always check it online. The purpose of this is to monitor your account in case of fraudulent charges. If you notice anything suspicious, quickly pick up your phone and make a call to address the matter immediately. There is a period of 30 days to contact your card issuer or bank of any problem.